HomeServicesInsuranceWedding Insurance

"Har Rasm, Har Khushi Ke Liye Vishwasniya Suraksha"


About Wedding Insurance

A Wedding Insurance policy is designed to protect couples from financial losses due to unforeseen circumstances that may disrupt or cancel their wedding plans. Weddings involve significant expenses, including venue bookings, catering, decorations, photography, and travel arrangements. Unexpected situations such as extreme weather conditions, vendor cancellations, accidents, or medical emergencies can lead to financial setbacks. Wedding Insurance provides coverage against such risks, ensuring that couples can recover their losses and reschedule or proceed with their wedding without financial strain.

This type of insurance not only offers financial protection but also provides peace of mind for couples and their families. Wedding Insurance can cover various aspects, including venue damage, theft of valuables, vendor no-shows, and even liability coverage for injuries or property damage during the event. With increasing costs and uncertainties surrounding large-scale events, Wedding Insurance has become an essential safeguard, allowing couples to celebrate their special day without worrying about unexpected financial burdens.

Features & Benefits of Wedding Insurance

Coverage for Wedding Cancellation or Postponement

Provides financial protection if the wedding is canceled or postponed due to reasons such as extreme weather, illness, or unforeseen emergencies.

Vendor Failure Protection

Covers losses if essential wedding vendors, such as caterers, photographers, or decorators, fail to deliver their services or cancel last minute.

Theft or Damage Coverage

Protects against loss or damage to valuables, including wedding attire, jewelry, decorations, and gifts due to theft, fire, or accidents.

Personal Liability Coverage

Covers legal and medical expenses if an accident or injury occurs during the wedding event, preventing financial liabilities for the couple and their families.

Venue Damage Protection

Provides coverage for damages to the wedding venue caused accidentally by guests, ensuring that the couple is not held financially responsible.

Travel and Accommodation Coverage

Includes reimbursement for non-refundable expenses related to guest travel, accommodation, or honeymoon cancellations due to covered events.

Wedding Insurance Eligibility Criteria

Policyholder’s Age Requirement

The person purchasing the wedding insurance must typically be 18 years or older, as per the insurer’s guidelines.

Wedding Event Location

The insurance is usually applicable for weddings held within a specified geographic region (e.g., within the country where the policy is issued). Some insurers may offer international coverage.

Timeframe for Policy Purchase

Most insurers require the policy to be purchased at least a few days to months before the wedding date. Some policies may not be available for last-minute bookings.

Type of Wedding Covered

The policy usually covers traditional, religious, civil, and destination weddings. However, extravagant or high-risk weddings may require special coverage.

Pre-Defined Coverage Limits

The policy must align with the wedding budget, and coverage limits are based on expenses such as venue costs, vendor payments, and jewelry value.

Legal Recognition of the Wedding

The wedding must be legally recognized under local laws, ensuring that only valid, documented weddings qualify for coverage.
[emi_calculator]

Life Insurance Premium Calculator

Annual Premium: 0 INR

Our Clients

Our home loan clients trust us to provide tailored financial solutions that make homeownership more accessible and affordable. With competitive interest rates, flexible repayment options, and a seamless application process, we help individuals and families achieve their dream of owning a home. Our commitment to customer satisfaction ensures personalized service and expert guidance at every step.

98%

Satisfied Customers

84%

Home Loans Disbursed

88%

Loan Approval Rate

Documents Required For Wedding Insurance

  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Aadhaar Card
  • Utility Bill (Electricity/Water/Gas—Recent 3 Months)
  • Rental Agreement
  • Passport

Birth Certificate, PAN Card, or School Leaving Certificate.

Two recent passport-sized photographs of the applicant
For applicants above a certain age (usually 45 years and older) or those with pre-existing medical conditions, a medical check-up report may be required before policy approval.
  • Salary Slips (Last 3 Months)
  • Income Tax Returns (ITR) of the Last 2 Years
  • Bank Statements (Last 6 Months)

Stay Protected, Stay Healthy – Secure Your Future with Wedding Insurance Comprehensive Health Protection – Cover hospitalization, medical expenses, and critical illnesses with ease.

Apply Now

FAQs About Wedding Insurance

Money Saver Wedding Insurance is a financial protection plan that covers unexpected expenses related to wedding cancellations, vendor failures, property damage, and other unforeseen incidents. It helps safeguard the couple and their families from financial losses due to mishaps before or during the wedding.

The policy typically covers event cancellation or postponement, vendor no-shows, theft or damage of wedding attire and jewelry, venue damage, public liability for accidents or injuries, and travel-related cancellations. The exact coverage may vary depending on the insurer and policy type.

Yes, many insurers offer Wedding Insurance for destination weddings, but coverage terms may vary depending on the location and associated risks. Some international destinations may require additional coverage or exclusions.

It is recommended to buy Wedding Insurance as early as possible, ideally at the time of booking venues and vendors. Most insurers require the policy to be purchased at least a few days to months before the wedding date to ensure full coverage.

No, most Wedding Insurance policies do not cover voluntary cancellations or if one of the parties decides not to proceed with the wedding. Coverage applies only to unforeseen, uncontrollable circumstances like medical emergencies, extreme weather, or vendor failures.

No, Wedding Insurance does not offer tax benefits, as it is not considered a life or health insurance product. It is purely a financial protection plan for wedding-related risks.