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About Vehicle Insurance
Owning a vehicle brings convenience and freedom, but it also comes with risks such as accidents, theft, and unforeseen damages. SIMFINN Vehicle Insurance provides comprehensive coverage to safeguard your car or two-wheeler against financial losses due to accidents, natural calamities, and third-party liabilities. With a range of policy options, including third-party liability, own-damage, and comprehensive plans, SIMFINN ensures that you stay protected on the road with affordable premiums and extensive benefits.
At SIMFINN, we prioritize your safety and financial well-being by offering hassle-free claim settlements, cashless repairs at a wide network of garages, and 24/7 roadside assistance. Whether you need coverage for minor damages or complete protection against theft and natural disasters, our vehicle insurance policies provide peace of mind, ensuring that you drive worry-free. Choose SIMFINN Vehicle Insurance today and experience secure and stress-free journeys.
Features & Benefits of Vehicle Insurance
Vehicle Insurance Eligibility Criteria
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Annual Premium: 0 INR
Our Clients
Our home loan clients trust us to provide tailored financial solutions that make homeownership more accessible and affordable. With competitive interest rates, flexible repayment options, and a seamless application process, we help individuals and families achieve their dream of owning a home. Our commitment to customer satisfaction ensures personalized service and expert guidance at every step.
98%
Satisfied Customers
84%
Home Loans Disbursed
88%
Loan Approval Rate
Documents Required For Vehicle Insurance
- Aadhaar Card
- PAN Card
- Voter ID
- Passport
- Driving License
- Aadhaar Card
- Electricity/Water/Gas Bill (not older than 3 months
- Bank Passbook/Statement with Address
- Ration Card
- Rent Agreement (if applicable)
A copy of the Registration Certificate (RC) of the vehicle to verify ownership details.
- If insuring a new vehicle, the invoice from the dealership is required to determine the vehicle’s value.
- If you are renewing your insurance, a copy of the previous insurance policy document is required.
- A valid PUC certificate is mandatory to ensure the vehicle meets emission standards.
Drive with Confidence – Get the Right Vehicle Insurance Today! Comprehensive Coverage for Every Ride – Protect your car or bike from accidents, theft, and damages.
FAQs About Vehicle Insurance
Vehicle insurance is a policy that provides financial protection against damages, theft, or third-party liabilities. It is legally mandatory in India under the Motor Vehicles Act to have at least third-party insurance for all vehicles.
There are two main types:
Third-Party Insurance – Covers damages caused to others (third-party) but not your own vehicle.
Comprehensive Insurance – Covers both third-party liabilities and damages to your vehicle due to accidents, theft, fire, natural disasters, etc.
The premium depends on factors like vehicle type, model, age, location, coverage type (third-party/comprehensive), and add-ons like zero depreciation, roadside assistance, and engine protection.
NCB is a discount on your premium for not making any claims during the previous policy year. It can go up to 50% if no claims are made for five consecutive years.
Yes, vehicle insurance can be transferred to the new owner by submitting a RC transfer copy and an application to the insurer. However, the NCB remains with the original owner.
If your policy expires, you must renew it immediately to avoid penalties and loss of benefits. Some insurers may require a vehicle inspection before renewal if there's a long gap.