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"Sapnon Ka Ghar Ab Hua Aasan !"


About SIMFINN Home Loan

Owning your dream home is now easier with SIMFINN’s flexible and affordable home loan solutions. We offer competitive interest rates, quick approvals, and customized repayment options to help you finance your home purchase, renovation, or construction. Our hassle-free process ensures minimal documentation, transparent dealings, and expert guidance at every step, making your home-buying journey smooth and stress-free. Whether you are a first-time homebuyer or looking to invest in property, SIMFINN provides financial solutions tailored to your needs.

At SIMFINN, we understand that a home is more than just a property—it’s a lifetime investment. That’s why we offer personalized loan plans with flexible tenures and EMI options to suit different income levels and financial goals. Our team of financial experts is dedicated to providing end-to-end support, from loan application to disbursement, ensuring a seamless experience. With secure systems, customer-focused service, and a commitment to transparency, SIMFINN makes homeownership a reality for you.

Features & Benefits of Home Loan

Flexible Loan Amounts

Borrow as per your home financing needs.

Competitive Interest Rates

Enjoy affordable EMIs with our attractive and low-interest rates.

Longer Loan Tenure

Flexible repayment periods to reduce EMI burden.

Tax Benefits

Avail deductions on interest and principal repayment under applicable tax laws.

Doorstep Service

Enjoy the convenience of home loan assistance at your doorstep.

Home Loan Eligibility Criteria

Age Criteria

1) Salaried Individuals: 21 to 60 years.
2) Self-Employed Individuals: 21 to 65 years

Employment Type

1) Salaried Individuals – Must be employed with a government, private, or multinational organization.
2) Self-Employed Individuals – Must have a stable income source with a valid business existence.

Minimum Income Requirement

1) Salaried: Minimum monthly income of ₹25,000 (varies based on loan amount and location).
2) Self-Employed: Minimum annual profit as per industry standards.

Work Experience / Business Stability

1) Salaried: Minimum 1-2 years of stable employment history.
2) Self-Employed: Minimum 3 years of business continuity with steady income.

Credit Score

A CIBIL score of 650 or above is preferred for better loan approval chances and interest rates.

Property Criteria

The property should be legally approved and meet SIMFINN’s valuation and documentation standards.

Loan Amount & Repayment Capacity

Loan eligibility depends on income, financial obligations, and repayment capacity, assessed by SIMFINN. If you meet these criteria, you can easily apply for a home loan with SIMFINN and turn your dream of homeownership into reality!

Loan EMI: 0 INR

Total Interest: 0 INR

Total Payment: 0 INR

Our Clients

Our home loan clients trust us to provide tailored financial solutions that make homeownership more accessible and affordable. With competitive interest rates, flexible repayment options, and a seamless application process, we help individuals and families achieve their dream of owning a home. Our commitment to customer satisfaction ensures personalized service and expert guidance at every step.

98%

Satisfied Customers

84%

Home Loans Disbursed

88%

Loan Approval Rate

Documents Required For Home Loan

  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Aadhaar Card
  • Utility Bill (Electricity/Water/Gas – Recent 3 Months)
  • Rental Agreement
  • Passport
  • Sale Agreement / Allotment Letter
  • Approved Building Plan
  • Property Tax Receipts & Title Deed
  • Encumbrance Certificate
  • Latest 3 months’ salary slips
  • Form 16 or ITR (Last 2 years)
  • Bank statements for the last 6 months (Salary Account)
  • Business Proof (GST Certificate, Shop Act, Registration Certificate)
  • Profit & Loss Statement & Balance Sheet (Last 2 years)
  • ITR (Last 2 years) & Bank Statements (Last 12 months)
  • Passport-size photographs
  • Loan application form (Duly filled)
  • Existing loan details (if any)

Once these documents are verified, SIMFINN ensures a quick and hassle-free approval process to help you finance your dream home!

Take Next Step & Manage Your Immediate Financial Needs Now. Turn Your Dream Home into Reality with SIMFINN!
Affordable Home Loans with Easy Approvals & Flexible EMIs

Apply Now

FAQs About Home Loan

Anyone who is a salaried employee, self-employed professional, or business owner with a stable income can apply for a home loan.

The loan amount depends on your income, credit score, repayment capacity, and property valuation. SIMFINN offers flexible loan amounts based on eligibility.

The repayment tenure can range from 5 years to 30 years, depending on your loan amount and financial capacity.

A CIBIL score of 650 or above is preferred for better chances of approval and lower interest rates.

Yes, under Section 80C and Section 24(b) of the Income Tax Act, you can avail tax benefits on both principal and interest repayment.

With SIMFINN’s fast approval process, a home loan can be processed within 7 to 15 working days, depending on document verification and eligibility.