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About Home Insurance

Your home is one of your most valuable assets, and protecting it from unforeseen risks is essential. SIMFINN Home Insurance provides comprehensive coverage against damages caused by natural disasters, fire, theft, and other unforeseen events. With a range of flexible plans tailored to meet your needs, SIMFINN ensures that your home and belongings remain safeguarded, giving you peace of mind. Whether you are a homeowner or a tenant, our home insurance solutions offer financial protection to secure your property and valuables against potential losses.

At SIMFINN, we understand that every home is unique, which is why we offer customizable policies with affordable premiums and extensive coverage options. From structural protection to covering household contents, our policies are designed to minimize financial strain in times of crisis. With quick claim settlements and a hassle-free application process, SIMFINN Home Insurance ensures that you can focus on creating memories in your home without worrying about unexpected events.

Features & Benefits of Home Insurance

Comprehensive Coverage

Protects your home and its contents against natural disasters, fire, theft, vandalism, and other unforeseen risks.

Affordable Premiums

Enjoy extensive coverage at budget-friendly premium rates, ensuring financial security without a heavy burden.

Protection for Home Structure & Contents

Covers damages to the building structure as well as household belongings, including furniture, electronics, and valuables.

Alternative Accommodation Benefit

Provides financial assistance for temporary housing if your home becomes uninhabitable due to covered damages.

Quick & Hassle-Free Claim Process

Experience a smooth and transparent claim settlement process with minimal documentation and quick payouts.

Customizable Add-On Covers

Enhance your policy with optional add-ons like burglary protection, jewelry insurance, appliance breakdown cover, and more for extra security.

Home Insurance Eligibility Criteria

Property Ownership

The applicant must be the legal owner of the home or a tenant seeking coverage for household contents.

Residential or Commercial Property

The policy is available for residential homes, apartments, villas, and certain commercial properties, depending on the chosen coverage plan.

Age Requirement

The policyholder must be at least 18 years old at the time of purchasing the insurance.

Property Condition & Location

The home must be in a habitable condition, and the location should not fall under high-risk or restricted zones as per insurer guidelines.

Loan-Linked Coverage (if applicable)

If taken alongside a home loan, the insurance must meet the lender’s coverage requirements and sum assured criteria.

Sum Insured Based on Property Value

The insured amount is determined based on the property’s market value, construction cost, and the value of home contents (if included in coverage).

Life Insurance Premium Calculator

Annual Premium: 0 INR

Our Clients

Our home loan clients trust us to provide tailored financial solutions that make homeownership more accessible and affordable. With competitive interest rates, flexible repayment options, and a seamless application process, we help individuals and families achieve their dream of owning a home. Our commitment to customer satisfaction ensures personalized service and expert guidance at every step.

98%

Satisfied Customers

84%

Home Loans Disbursed

88%

Loan Approval Rate

Documents Required For Home Insurance

  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Aadhaar Card
  • Utility Bill (Electricity/Water/Gas—Recent 3 Months)
  • Rental Agreement
  • Passport
Sale Deed, Title Deed, or Property Registration Certificate to verify ownership.
Loan Sanction Letter or EMI payment proof if the home insurance is linked to a home loan.
An assessment of the home’s market value and construction cost, provided by an authorized valuer (if required
Completed and signed application form with policy details.
A list of valuable household items like furniture, electronics, jewelry, and appliances, if opting for content insurance.

Protect Your Home, Secure Your Peace of Mind Get Comprehensive Coverage Today – Safeguard your home against natural disasters,
theft, and unforeseen damages.

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FAQs About Home Insurance

Home insurance provides financial protection against damages to your house and its contents due to natural disasters, fire, theft, or other unexpected events. It helps you recover losses and avoid financial burdens.
Our policy covers structural damage to your home, loss or damage to household contents, protection against fire, theft, vandalism, and natural disasters, as well as temporary accommodation costs in case your home becomes uninhabitable.
Home insurance is not legally mandatory, but it is highly recommended to protect your home and belongings. If you have a home loan, your lender may require you to have an insurance policy.
Yes, if you are a tenant or homeowner, you can opt for a home contents insurance policy to cover furniture, electronics, jewelry, and other valuables.
The premium depends on factors such as the property’s market value, location, construction type, coverage amount, and the value of insured contents (if included).
You can file a claim by contacting SIMFINN’s customer service, providing necessary documents such as proof of damage, FIR (if applicable), property ownership documents, and repair estimates, after which the claim will be processed.