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About Health Insurance

Healthcare expenses are rising rapidly, making it essential to have a comprehensive health insurance plan to protect yourself and your family from financial burdens during medical emergencies. SIMFINN Health Insurance offers a wide range of coverage for hospitalization, surgeries, critical illnesses, pre- and post-hospitalization expenses, and more. With cashless treatment at a vast network of hospitals and hassle-free claim settlements, SIMFINN ensures that you receive the best medical care without worrying about costs.

Whether you need individual health insurance, family floater plans, or senior citizen coverage, SIMFINN provides tailor-made policies to suit your needs. Our plans come with affordable premiums, lifetime renewability, tax benefits, and wellness programs, ensuring complete peace of mind. With 24/7 customer support and a smooth claim process, SIMFINN Health Insurance is your trusted partner in securing your health and finances.

Features & Benefits of Health Insurance

Comprehensive Medical Coverage

Covers hospitalization expenses, doctor consultations, surgeries, ICU charges, ambulance fees, and pre- & post-hospitalization costs, ensuring complete financial protection during medical emergencies.

Cashless Treatment Facility

Avail of cashless hospitalization at a wide network of hospitals across India, eliminating the need for upfront payments during treatment.

Coverage for Critical Illnesses & Daycare Procedures

Get financial support for major critical illnesses like cancer, heart disease, kidney failure, and more. Also covers daycare treatments that do not require 24-hour hospitalization.

No-Claim Bonus (NCB) Benefits

Earn a discount on renewal premiums or an increase in the sum insured for every claim-free year, helping you save on future medical costs.

Tax Benefits Under Section 80D

Premiums paid for health insurance are eligible for tax deductions under Section 80D of the Income Tax Act, reducing your tax liability.

Lifetime Renewability & Wellness Benefits

Enjoy lifetime policy renewal with no age limit restrictions and access to free health check-ups, wellness programs, and teleconsultations to maintain overall well-being.

Health Insurance Eligibility Criteria

Age Requirement

Individuals between 18 to 65 years can apply for health insurance. Children as young as 90 days can be covered under a family floater plan. Some senior citizen plans have no upper age limit.

Indian Citizenship

The applicant must be a resident of India to avail of SIMFINN Health Insurance. NRIs can also apply, but coverage terms may vary.

Pre-Existing Medical Conditions

Individuals with pre-existing conditions (such as diabetes, hypertension, or heart disease) may have a waiting period before they can claim coverage for those illnesses.

Medical Check-up Requirement

Applicants above a certain age (typically 45 years and older) may need to undergo a medical check-up before the policy is approved.

Family Coverage Options

Health insurance can be taken for individuals, spouses, children, parents, and dependent family members under a family floater plan.

Employment & Income Criteria (For Premium-based Plans)

Some high-coverage plans may require proof of steady income or employment to ensure the applicant can pay premiums on time.
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Our Clients

Our home loan clients trust us to provide tailored financial solutions that make homeownership more accessible and affordable. With competitive interest rates, flexible repayment options, and a seamless application process, we help individuals and families achieve their dream of owning a home. Our commitment to customer satisfaction ensures personalized service and expert guidance at every step.

98%

Satisfied Customers

84%

Home Loans Disbursed

88%

Loan Approval Rate

Documents Required For Health Insurance

  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Aadhaar Card
  • Utility Bill (Electricity/Water/Gas—Recent 3 Months)
  • Rental Agreement
  • Passport
Birth Certificate, PAN Card, or School Leaving Certificate.
Two recent passport-sized photographs of the applicant
For applicants above a certain age (usually 45 years and older) or those with pre-existing medical conditions, a medical check-up report may be required before policy approval.
  • Salary Slips (Last 3 Months)
  • Income Tax Returns (ITR) of the Last 2 Years
  • Bank Statements (Last 6 Months)

Stay Protected, Stay Healthy – Secure Your Future with Health Insurance! Comprehensive Health Protection – Cover hospitalization, medical expenses, and critical illnesses with ease.

Apply Now

FAQs About Health Insurance

Health insurance is a policy that provides financial protection against medical expenses, including hospitalization, surgeries, and treatments. It helps reduce out-of-pocket costs and ensures access to quality healthcare.

SIMFINN offers Individual Health Insurance, Family Floater Plans, Senior Citizen Health Insurance, Critical Illness Coverage, and Group Health Insurance for corporate employees.

Yes, pre-existing diseases are covered after a waiting period (typically 2 to 4 years), depending on the policy terms. Some plans offer a reduced waiting period with additional premiums.

Yes, SIMFINN has a wide network of partner hospitals where policyholders can get cashless treatment, meaning the insurer directly settles the medical bills with the hospital.

If you do not make any claims during a policy year, you receive a No-Claim Bonus (NCB), which can either reduce your premium or increase your sum insured for the next year.

Yes, you can opt for a family floater plan that covers your spouse, children, parents, and dependent family members under a single policy with shared coverage.